Life Insurance and protection
Making sure that your family is financially secure in unforeseen circumstances is the corner stone of effective financial planning.
Independent advice
We believe in finding our clients the most comprehensive protection for their family at the right price. We achieve this by searching as many insurers as possible to find the most appropriate protection for our client’s individual needs. We also regularly review the advice we provide to ensure that it continues to meet a family’s ever changing needs.
In order to provide appropriate protection advice we need to discuss your individual requirements and get to know more about your family circumstances.
We will take the time to ask the right questions to ensure that any recommendations made provide the family protection you need. Whether you would like to insure your life, protect yourself against suffering a critical illness or protecting your monthly income should you be off work for a long period, we can provide the protection advice you require.
We can also provide appropriate trust documents to ensure that, in the event you were to make a claim any policy proceeds needed to maintain your family’s standard are available at the earliest opportunity.
Information about our insurance services
Personal and Family Protection
We are insurance intermediaries who offer products from a range of insurers based on a fair and personal analysis of the market for, Life Assurance, Critical Illness Cover, and Income Protection Insurance.
General Insurance
We are insurance intermediaries who offer products from a range of insurers based on a fair and personal analysis of the market for Buildings & Contents, Accident Sickness & Unemployment and Private Medical Insurance
How much do we charge for our insurance services?
We do not charge a fee for advice and arranging an insurance product. We will receive commission from the insurer and this is reflected in the premium amount you pay to them. The amount of commission we receive will vary depending on the type of contract, term of the cover and the premium amount.
We will tell you how much commission we expect to receive before we transact business for you. You will receive a quotation, which will tell you about any other fees relating to any particular insurance policy we arrange for you.
We are not otherwise permitted to receive or retain any financial inducements, significant gifts or hospitality from insurance product providers, for arranging insurance contracts on your behalf.